What does Retail Replacement New mean?

retail replacement new jewelry appraisal

A retail replacement new jewelry appraisal is performed using the cost method. This is an estimate of what it would cost to replace the piece as if it were new on the date of the inspection. This is the most common type of appraisal performed for insurance purposes, thought there are others.

Tampa Jewelry Appraisals – What type of Jewelry Appraisals do Tampa Insurance Companies require to pay claims?

Tampa Insurance Jewelry Appraisals Video

Tampa Jewelry Appraisals Questions – In the this video Susie Crump explains what type of Jewelry Appraisals Tampa Bay insurance companies normally want when paying insurance claims for jewelry. Susie Crump is a Independent Jewelry Appraiser in the Tampa Bay area and a Graduate Gemologist, GIA, Registered Master Valuer, USF.

Diamond Cut – The 4Cs of Diamonds


Cut is the factor that creates a diamond’s fire, sparkle and brilliance. The traditional cut of 58 facets in a standard round brilliant diamond, all precisely cut and defined, are as small as two millimeters in diameter. But without this level of precision, a diamond wouldn’t be as beautiful. The luster of a particular diamond […]

Diamond Clarity – The 4Cs of Diamonds

GIA Diamond scale

Diamonds are formed deep within the earth  under extreme pressure and heat , they contain unique marks, either internal (inclusions) or external (blemishes). Diamond clarity refers to the absence of blemishes, marks or inclusions .  Any diamonds without these type of marks are rare, and rarity affects a diamond’s value. Using the GIA International Diamond […]

How long are jewelry appraisals good for?


Market trends and values change constantly. An update on a current appraisal is recommended every two years. Most appraisers will update the documents that they have already written for you for a small fee.

Why do I need a jewelry appraisal?

Tampa Bay Jewelry Appraisals

There are numerous good reasons to have jewelry appraisals. A full description and photograph will provide proper identification of the item and help establish possession or ownership of your piece on the date of the appraisal inspection. Most insurance companies that provide jewelry insurance require an independent appraisal. A jewelry appraisal would be imperative if […]

What’s the difference between a gem lab certificate and an appraisal?

Tampa Bay Jewelry Appraisal Sample 2012

A gem lab certificate is a document issued by a gem laboratory. Once the gem is examined using a standardized grading system and standardized equipment by more than one grader, sufficient concurrence of their highly trained and educated opinions is noted in the form of a report. Most gem laboratories do not provide gem or […]

What is a jewelry appraisal?

Tampa Bay Diamond Appraisals

A jewelry appraisal is an objective, unbiased, fully researched estimate of quality and value of a piece of jewelry. It is the opinion of the jewelry professional valuer supported by his/her experience, education, training, skills and gem equipment. First the appraiser must determine what the intended use of the jewelry appraisal is. Then, determine the most appropriate […]

What’s a loupe? What’s it for? How do we use it?

Certified Jewelry Appraisals Tampa Bay Experts

A jewelry appraisal loupe is the most popular gem and jewelry instrument or tool. It is portable and gives us the ability to assess gems and jewelry efficiently. A loupe with a black housing is a magnifier that is fully corrected for both chromatic and spherical distortion, (or in scientific terms, aberrations); meaning, fully corrected […]

Diamond Carat – The 4Cs of Diamonds

Tampa Bay Diamond Appraisals

Diamonds as well as other gemstones are weighed in metric carats. One carat is equal to 0.2 grams. It is important to not confuse carat with karat,  the term used in describing gold purity like: “18K gold” ) Each carat is divided into 100 points. A 50-point diamond weighs 0.50 carats. Two diamonds of equal […]